Whether individuals are thinking of purchasing a home, just purchased a home, are renting, or just want more information learning skills to maximize available financial resources is needed by many today. We Help Communities “2” Develop Corporation counselors work with individuals or shares with group, data and tools to increase the self-sufficiency of the clients. Budgeting and credit counseling is an integral part of all housing counseling services we provide. Developing a budget, looking at spending habits, reducing existing debts, and developing saving strategies are some areas covered in this program. Counseling generally ranges from three to six months depending on the term of counseling.